Terms of Service
Effective Date: July 1, 2026
Company: Quantum Health Benefits
Website: Quantumhb.com
These Terms of Service (“Terms”) govern your use of the website, services, forms, communications, content, and other online resources provided by Quantum Health Benefits (“Quantum Health Benefits,” “Company,” “we,” “us,” or “our”).
By accessing or using our website or services, you agree to these Terms and our Privacy Policy. If you do not agree with these Terms, please do not use our website or services.
1. General Terms
This website, located at www.Quantumhb.com and any related pages or forms operated by Quantum Health Benefits, is owned and operated by Quantum Health Benefits.
By using this website, submitting information through our forms, requesting a quote, scheduling a consultation, communicating with us, or using any services made available through the website, you agree to be bound by these Terms of Service, our Privacy Policy, and any additional terms and conditions that may apply to specific services, products, forms, programs, or communications.
Accessing the website in any manner, whether manually, automatically, or otherwise, constitutes use of the website and your agreement to these Terms.
We reserve the right to update or modify these Terms at any time. When we make changes, we will post the revised Terms on our website with the updated effective date. Your continued use of the website or services after changes are posted means you accept the revised Terms.
2. SMS Messaging Terms and Compliance
Quantum Health Benefits may offer SMS/text messaging communications to individuals who have opted in to receive text messages from us.
Program Description
By opting in to receive SMS/text messages from Quantum Health Benefits, you agree to receive text messages from us related to our services. Messages may include service updates, appointment confirmations, appointment reminders, scheduling or rescheduling updates, customer support communications, enrollment or benefits-related follow-up, requested information, and, where you have provided the required consent, marketing or promotional messages.
SMS opt-in may be collected through website forms, scheduling forms, consultation request forms, enrollment or service forms, written forms, verbal consent, or other consent-based methods. Where SMS consent is collected online, it will be collected through a dedicated SMS consent checkbox or other clear opt-in mechanism.
Consent to receive SMS/text messages is not a condition of purchasing any goods or services.
Message Frequency
Message frequency may vary based on your interaction with Quantum Health Benefits, the services you request, your appointment or consultation schedule, and the type of communication you have consented to receive.
Message and Data Rates
Message and data rates may apply for messages sent to you from us and to us from you. For questions about your text plan or data plan, please contact your wireless provider.
Opt-Out Instructions
You may cancel the SMS service at any time by replying STOP to any text message you receive from us.
After you reply STOP, we may send one final confirmation message to confirm that you have been unsubscribed. After that confirmation, you will no longer receive SMS messages from us unless you opt in again.
To rejoin, you may sign up again through the same method you used to opt in originally, or through another approved opt-in method provided by Quantum Health Benefits.
Help Instructions
If you need help or have questions about our SMS program, reply HELP to any message you receive from us.
You may also contact us directly at:
Quantum Health Benefits
Phone: 888-415-5430
Email: Brett@quantumhb.com
Website: www.Quantumhb.com
Carrier Liability
Wireless carriers are not liable for delayed or undelivered messages.
Supported Carriers
Our SMS program is intended to work with major U.S. wireless carriers, including AT&T, Verizon, T-Mobile, Sprint, and most regional carriers. Wireless carrier support may vary and is not guaranteed.
Age Restriction
You must be 18 years of age or older to participate in our SMS/text messaging program.
Privacy
Your privacy is important to us. For information about how we collect, use, protect, and disclose information, including mobile phone numbers and SMS consent records, please review our Privacy Policy at:
[View Privacy Policy Here] https://quantumhb.com/privacy-policy/
Quantum Health Benefits does not sell, rent, share, or disclose customer mobile phone numbers, SMS opt-in information, or text messaging consent records with third parties, affiliates, lead generators, or external organizations for their marketing or promotional purposes.
3. Website Use
You agree to use our website and services only for lawful purposes and in accordance with these Terms.
You agree not to:
- Use the website in any way that violates applicable federal, state, local, or international law
- Submit false, misleading, incomplete, or inaccurate information
- Attempt to gain unauthorized access to any portion of the website, systems, accounts, servers, or networks
- Interfere with or disrupt the website, servers, security features, or related systems
- Use automated tools, bots, scraping tools, or similar technology to access or copy website content without our permission
- Use the website or services to transmit unlawful, harmful, abusive, defamatory, fraudulent, or misleading content
- Use our name, trademarks, content, or materials without our written authorization
We reserve the right to restrict, suspend, or terminate access to the website or services if we believe a user has violated these Terms or engaged in conduct we determine to be inappropriate, unlawful, harmful, or inconsistent with our business interests.
4. No Medical, Legal, Tax, or Financial Advice
The information provided on our website, through our forms, in our communications, or through our services is for general informational and business purposes only.
Quantum Health Benefits may provide information related to health benefits, insurance options, enrollment, plan design, employer benefits, and related services. However, unless expressly stated in a separate written agreement, information provided by Quantum Health Benefits should not be considered medical advice, legal advice, tax advice, financial advice, or a guarantee of coverage, benefits, eligibility, pricing, claims approval, or plan performance.
You should consult with qualified medical, legal, tax, financial, or insurance professionals regarding your specific circumstances before making decisions.
5. Quotes, Benefits, Coverage, and Third-Party Products
Any quotes, proposals, benefit summaries, plan information, carrier information, pricing, savings estimates, or related materials provided through the website or by Quantum Health Benefits are for informational purposes and may be subject to change.
Final eligibility, enrollment, coverage, rates, claims, exclusions, limitations, and benefits are determined by the applicable insurance carrier, plan sponsor, plan documents, third-party administrator, vendor, or other responsible party.
Quantum Health Benefits is not responsible for changes made by insurance carriers, vendors, third-party administrators, plan sponsors, government agencies, or other third parties.
If there is any conflict between information provided by Quantum Health Benefits and the official policy, plan document, certificate of coverage, carrier agreement, or governing document, the official document will control.
6. Intellectual Property Rights
The website and all materials available on the website, including text, graphics, logos, images, videos, design elements, forms, downloads, documents, software, trademarks, service marks, and other content, are owned by Quantum Health Benefits or our affiliates, licensors, vendors, or content providers and are protected by copyright, trademark, and other intellectual property laws.
The website and its materials are provided for your personal, internal, informational, or business evaluation use only.
You may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works from, exploit, distribute, or otherwise use any material from the website without our prior written permission, except that you may download or print one copy of individual pages for your personal or internal business use, provided that all copyright and proprietary notices remain intact.
7. Your Submissions and Communications
If you submit, upload, post, send, or otherwise provide information, comments, testimonials, feedback, reviews, photos, videos, documents, or other materials to Quantum Health Benefits through the website, email, text message, social media, forms, or other communication channels, you represent that you have the right to provide that material and that it does not violate the rights of any third party.
By providing such material, you grant Quantum Health Benefits a royalty-free, worldwide, non-exclusive license to use, reproduce, modify, display, distribute, and create derivative works from that material for purposes related to operating, improving, promoting, and providing our services, unless otherwise limited by applicable law, our Privacy Policy, or a separate written agreement.
This section does not authorize us to use Protected Health Information, non-public personal information, or other protected information in a way that violates applicable privacy laws, our contractual obligations, or our Privacy Policy.
8. Online Commerce and Third-Party Services
Certain sections of the website may allow you to purchase products or services, request quotes, access third-party tools, schedule appointments, complete forms, or interact with third-party vendors, carriers, payment processors, platforms, or service providers.
We are not responsible for the quality, accuracy, timeliness, reliability, availability, security, or performance of third-party products, services, websites, platforms, payment processors, carriers, or vendors.
If you purchase, enroll in, or interact with a third-party product or service, your relationship is with that third party. Quantum Health Benefits is not responsible for any loss, damage, claim, issue, delay, denial, billing issue, data issue, or other matter arising from your dealings with third parties.
Third-party websites and services may have their own terms and privacy policies. You should review them before providing information or completing transactions.
9. Account Registration and Passwords
To access certain features, forms, portals, services, or resources, you may be required to create an account or use login credentials.
You agree to provide accurate, current, and complete information during registration and to keep your information updated.
You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.
If you believe your account or login credentials have been lost, stolen, compromised, or used without authorization, you must notify us immediately at Brett@quantumhb.com or 888-415-5430.
We are not liable for any loss or damage arising from your failure to protect your login credentials or notify us of unauthorized use.
10. Privacy and Data Protection
Your use of our website and services is also governed by our Privacy Policy, which explains how we collect, use, disclose, and protect information.
You can review our Privacy Policy at:
[Privacy Policy] https://quantumhb.com/privacy-policy/
By using the website or services, you acknowledge that you have reviewed or had the opportunity to review our Privacy Policy.
11. Third-Party Links
Our website may contain links to websites, services, resources, or content maintained by third parties.
Links to third-party websites do not imply endorsement, sponsorship, approval, or responsibility for the third party or its content, services, products, privacy practices, or business practices.
You access third-party websites at your own risk.
12. Disclaimers
The website, content, materials, communications, and services are provided on an “as is” and “as available” basis.
To the fullest extent permitted by law, Quantum Health Benefits disclaims all warranties, express or implied, including implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, and reliability.
We do not guarantee that the website or services will be uninterrupted, error-free, secure, current, complete, or free from viruses or harmful components.
We do not guarantee any specific outcome, approval, savings, coverage, eligibility, enrollment, rate, claim result, business result, or financial result from using our website, services, information, or communications.
13. Limitation of Liability
To the fullest extent permitted by law, Quantum Health Benefits and its owners, officers, directors, employees, agents, affiliates, contractors, vendors, licensors, and service providers will not be liable for any indirect, incidental, consequential, special, punitive, exemplary, or similar damages, including loss of profits, revenue, data, goodwill, business opportunity, or other intangible losses arising out of or related to your use of, or inability to use, the website, services, content, communications, or third-party services.
To the fullest extent permitted by law, our total liability for any claim arising out of or related to the website, services, content, communications, or these Terms will not exceed the amount you paid directly to Quantum Health Benefits for the specific service giving rise to the claim, or one hundred dollars ($100), whichever is greater.
Some jurisdictions do not allow certain limitations of liability, so some of the above limitations may not apply to you.
14. Indemnification
You agree to indemnify, defend, and hold harmless Quantum Health Benefits and its owners, officers, directors, employees, agents, affiliates, contractors, vendors, licensors, and service providers from and against any claims, causes of action, damages, liabilities, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:
- Your use of the website or services
- Your violation of these Terms
- Your violation of applicable law
- Your submission of false, inaccurate, misleading, or unauthorized information
- Your infringement or alleged infringement of any intellectual property, privacy, or other rights of a third party
- Your misuse of information, materials, forms, communications, or services provided by Quantum Health Benefits
15. Termination
We reserve the right to terminate, suspend, restrict, or deny your access to the website, services, forms, accounts, or communications at any time, without notice, if we determine that you have violated these Terms, provided false or misleading information, misused our services, created risk for Quantum Health Benefits, or engaged in conduct that we consider inappropriate, unlawful, harmful, or inconsistent with our business interests.
Upon termination, you must stop using the website and any content or materials obtained from it, except as otherwise permitted by law or a separate written agreement.
16. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to conflict of law principles.
17. Dispute Resolution
Any controversy, claim, or dispute arising out of or related to these Terms, the website, or our services shall first be addressed through good-faith efforts to resolve the matter informally.
If the dispute cannot be resolved informally, the dispute shall be resolved through binding arbitration in Texas, unless otherwise required by applicable law or agreed in writing by the parties.
Judgment on the arbitration award may be entered in any court having jurisdiction.
Nothing in this section prevents Quantum Health Benefits from seeking injunctive or equitable relief to protect its intellectual property, confidential information, systems, business operations, or legal rights.
18. Changes to These Terms
We may update these Terms from time to time. The latest version will always be posted on our website with the effective date.
Your continued use of the website or services after revised Terms are posted means you accept the updated Terms.
19. Contact Us
If you have questions about these Terms of Service, please contact us at:
Quantum Health Benefits
175 S. Kimball Ave., Suite 120
Southlake, TX 76092
Phone: 888-415-5430
Email: Brett@quantumhb.com
Website: www.QuantumHb.com
By using our website and services, you agree to these Terms of Service.