Solutions for Business Owners

Employer Savings

Enrolling in the Quantum Health Benefits fully-insured plan enables companies of all sizes to achieve immediate cost savings starting from the very first month.

Quantum Health Benefits excels in reducing healthcare costs while implementing a unique and innovative Section 125 plan, commonly referred to as a Cafeteria Plan. This plan offers employees the opportunity to lower their taxable income, leading to payroll tax savings for employers. Through our strategic implementation of this approach, both employees and employers can enjoy substantial savings, improved financial flexibility and a more efficient healthcare expense management system. On average, companies can save between $600 and $900 per year per employee.

Workplace Health

Participating in the Quantum Health Benefits Plan offers advantages that extend beyond mere cost savings. Our plan encourages employees to actively engage with their fitness and health objectives, fostering a positive and motivated workplace environment. The implementation of our program can effectively reduce absenteeism and turnover rates by encouraging employees to adopt healthy lifestyles. This leads to a more productive and satisfied workforce.

In addition, all employees enrolled in the program will benefit from an increase in net-pay, enhancing their financial well-being and overall satisfaction.

Plan Administration

At Quantum Health Benefits, we prioritize a seamless implementation process by directly collaborating with your Human Resource and Payroll departments. Our dedicated enrollment team educates employees about their new benefits, guiding them on accessing and utilizing them effectively. We also ensure that employees understand how enrolling in the Quantum Health Benefits Plan can lead to a net increase in take-home pay for most individuals.

Our capable staff takes care of various administrative tasks, including adding new employees, addressing billing inquiries and handling employee claims. Our payroll software seamlessly interfaces with major payroll programs, and we generate comprehensive payroll and analytics reports during each pay period. With our plan, companies can enjoy the benefits without the need for additional resources or extensive effort on their part.

Employee Benefits Plan

Traditional major medical plans often come with significant out-of-pocket expenses, including deductibles, copays, coinsurance and prescription drug costs. At Quantum Health Benefits, we offer a comprehensive suite of benefits tailored to tackle these challenges and alleviate the financial strain on both employers and employees. Employees receive a Hospital Indemnity Plan, Surgery and Anesthesia Benefit, Prescription Drug Plan, Accident and Critical Illness Plan, Telemedicine and a Wellness Plan.

In addition, the Quantum Health Benefits Plan is fully compliant with the Health Insurance Portability and Accountability Act (HIPAA), ensuring the protection of sensitive health information. Additionally, our plan is fully-insured and approved by the Department of Insurance, providing peace of mind and regulatory compliance.